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Category: Methods and Measures

Description: ©Copyright by Personal Finance Employee Education Fund (http://www.pfeef.org), E. Thomas Garman, and/or John Hoffmire. 1 E. Thomas Garman, Fellow and Professor Emeritus, Virginia Tech University; 1761 Pennecamp Drive, The Villages, FL 32162, USA; Tele: 352-205-4283; E-mail: ethomasgarman@yahoo.com. 2 John Hoffmire, Emeritus, University of Wisconsin-Madison, 12 The Paddock, Oxford, OX1 5SB, UK; Telephone: (44) 1865 701914; Mobile: (44) 78844 72169; email: hoffmire@wisc.edu Obtain permission for use from any of the above. All rights reserved.

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