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The `data` folder contains the processed dataset and a codebook. Note that the contracted agreement with the collaborating debt collection agency precludes us from sharing the raw data for privacy reasons. The `scripts` folder contains two Stata *.do-files: *Figures.do* and *Analysis.do*. The former generates the figures as included in the manuscript (which are stored in the folder `Figures`); the latter generates all results reported in the manuscript (all results are stored as *.log-files in the folder `Results`).
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